Subsidized Home Acquisition | HABITAT FOR HUMANITY - Home Ownership
1425 Tri State Parkway, Suite 110, Gurnee, IL 60031
Eligibility
- Must be a Lake County resident for at least two years and a legal U.S. resident
- Gross household income must be below 80% of the Area Median Income (AMI) based on family size
- Current housing must be substandard or inadequate (overcrowded, unsafe, or unaffordable), accessibility is needed, or family income is insufficient to afford a conventional mortgage
- Must have stable source of gross income that falls between 50-80% of the AMI based on household size
- Families must agree to contribute Sweat Equity for at least 500 hours of building Habitat homes, completing 40 weekly financial education classes, monthly budgeting sessions, and other homeowner education classes
Hours
Service Hours
Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
847-623-1020
Voice·
Primary Program Phone
Website
https://www.habitatlc.orgLanguages
Spanish
Application process
- Visit website for application, or pick up paper application during service hours
- Completed applications can be submitted in-person or mailed
- Applications are reviewed during application cycles throughout the year
- Families will be notified if they qualify or require further documentation
- Credit Report Authorization
- Pay stubs
- Tax returns and W-2s
- Proof of other income
Fees
No fee
Service area
All ZIP Codes, IL
Offers opportunity for home ownership to low-income families in Lake County. Offers interest-free mortgage to qualified families in exchange for "sweat equity". Families must participate in homeownership classes, financial education, and budgeting sessions. They must also commit to helping build or rehabilitate other homes in the community.
Last assured
08/20/2025
What's Here
Providing organization
HABITAT FOR HUMANITY LAKE COUNTY
Nonprofit organization providing housing opportunities for low income residents of Lake County.